Goetz Credit Union
 
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Savings Rates

Rate APY* Minimum Balance
Share/Savings .50% .50% $25.00
Vacation .50% .50% $0.00
Christmas Club .50% .50% $0.00
IRA 1.00% 1.00% $0.00
 
*APY=Annual Percentage Yield
     
 

Checking Rate

Rate APY* Minimum Balance
Checking 0.15% 0.15% $0.00
 
*APY=Annual Percentage Yield
     
 

New Auto Rates

Terms APR**
2017-2016 36 months 4.25%
  48 months 4.50%
60 months 4.75%
72 months 5.00%
84 months 5.25%  
 

Used Auto Rates

Year Terms APR**
2017 thru 2010 36 months 5.25%
48 months 5.50%
60 months 5.75%
72 months 6.00%
     
2009 and older 24 months 6.50%
36 months 6.75%
48 months 7.00%
60 months 7.25%
     
 

Motorcycle/Lawn Equipment Rates

Terms APR**
New 36 months 5.25%
48 months 5.50%
60 months 5.75%
72 months 6.00%
     
Used 36 months 6.25%
48 months 6.50%
60 months 6.75%
72 months 7.00%
     
 

RV/Boat Rates

Terms APR**
New 0-60 Months 5.25%
61-72 months 5.50%
73-84 months 5.75%
85-120 months 6.00%
     
Used 0-60 months 6.25%
61-72 months 6.50%
73-84 months 6.75%
85-120 months 7.00%
     
 

Consumer Loan Rates

Terms APR**
Signature Loans 24 months 11.00%
36 months 11.50%
48 months 12.00%
 
Share Covered   2.50%
     
Line of Credit/Overdraft Protection 10.00%
     
     
     
 

Home Loan Rates

 
Term APR**
Home Loan-Refinance 15 Years 4.00%
20 Years 4.50%
     
 

Mobile Home Rates

Terms APR**
New 60 Months 6.50%
72 months 6.75%
     
Used 60 months 7.50%
72 months 7.75%